Free Market Capitalism

Do you think it is moral to grade exams so that everyone gets the same grades? No? Then is it moral for the state to redistribute incomes? I don’t think so. You see, many people think of Free Market Capitalism as Immoral, but that is not so. In fact, it is both morally and financially superior to any other organization.
In a Free market, to get something from someone else, you have to do something for them. And that is what money represents, a certificate of performance, proving the good deeds you have done for your fellow man. Other people think that the Free Market is a one-sided game, where one person wins, and the other loses, but they’re wrong. In fact, most of the time, it’s a win-win scenario. You do something good for me, like fixing my bike, and I’ll do something good for you, such as giving you $10. The funny thing is, is that it’s the state who is making these one-sided deals, you get your food stamp, but you are taking it out of the paychecks of many others, who worked hard to get their money. Isn’t it more moral for someone to serve others for your food, rather than not serve others, and get it anyways?
Some others worry that giant co-operations might have too much control in our lives, but you see, in a free market, the businesses that satisfy its customers go up, and those who dissatisfy go down. Profit becomes a measure of how well the company has served others. But right now, the government can undo this. The government takes our taxes and then bails out giant corporations that are not half as efficient as they should be.
Many people also think Free Enterprise isn’t fair and that it is driven by greed. But the thing is, Entrepreneurs can only help themselves through helping others. Therefore, in a free market, it is the Voluntary effort of citizens, not the government, that drives the economy. That sounds pretty moral to me.

The Ideal Apprenticeship Job and Why

In my opinion, the ideal apprenticeship would be one where you could learn a lot, while still having enough time for your normal studies. An apprenticeship is where you are taught a certain trade by a much more experienced person. Most of the time, there is next to no pay, but what you don’t get in money, you gain with experience.
Two other programs much like the apprenticeship are the Internship and Co-op Programs. Both are organized by multiple universities and require interviews to get accepted by other companies. Internship programs are only organized during summer breaks, but Co-op programs are split up during the school term. The main difference between these and the apprenticeship is that for the Internship and the Co-op programs you have to be in University.
I think that the ideal apprenticeship depends on what you are planning to do. If you decide that you want to start a business, take an apprenticeship at a successful small business. If you decide you want to feel out what a work environment is like, then take an Internship or Co-op program at a bigger company. Overall, I think that it just depends on what you want to do. I would like to work at a bigger business, so my goal is to get into Google.

What I will Apply to My Life from, “How to Win Friends and Influence People”

Recently I just finished reading, “How to Win Friends and Influence People,” by Dale Carnegie. I learned many useful social skills through this book, and am trying to implement them in my life. Some short-term goals I have are to remember other’s names and to always smile. Other goals which might take longer to learn would be to start asking meaningful questions to others during conversations, and also to show respect to other’s opinions.

Remembering some one’s name and smiling can really help your interactions with others. Smiling lets you spread happiness to others, something everyone wants to feel. Remembering other’s names is good because it has been proven that someone’s name is to them the most important sound in any language. Therefore, using the other person’s name in conversations tends to make them more interested in what you are saying.

I would also love to learn to start asking meaningful questions to others during conversations. Not just a monotonous, “How are you?” or “How was your day?” But to start asking questions that can really let you know them better, questions like, “Have you done anything interesting this past week?” or, “What would you like to make time for?” Another thing I would like to do is to let others express their opinions about different things, and also to show respect to their opinions. I find that doing so is hard for me because I always manage to find something wrong with it. That is why I should slow down and let others properly explain everything.

I think that implementing these things in my life will improve my social skills and help me not hate the people I dislike as much. Smiling and remembering other’s names can help you have more pleasant interactions with others.

Why you Shouldn’t Borrow to Buy a Depreciating Asset

You shouldn’t borrow to buy something that depreciates in value. Examples that can depreciate in value are cars, electronics, jewelry, and much more. A reason why buying these is not good is because it produces debt. And debt, when for something that depreciates, is very bad.

One reason you shouldn’t borrow to buy something that depreciates is that what you buy should return an investment to you. Like buying a share in a company, it should return the equivalent of the value you paid for it or more. You expect the company you invested in to generate money for you. The same is not expected of a luxury TV, or of a sports car that you don’t need. Therefore, I think that borrowing to buy something which depreciates in value is not a good idea.

Another reason why you shouldn’t specifically borrow to buy it is that debt produces interest. And if you have a lot of debt over a long period of time, it can cause you a lot of trouble. An example is when you buy an overly expensive car. You don’t have enough money to pay it back, but you leave it be. “It doesn’t matter”. But then, after a while, it is getting impossible to pay the debt off. You rush to sell the car, but you realize that the car is not worth half as much as before.

In conclusion, I think borrowing to buy a depreciating asset is a bad idea. Borrowing to buy that video game you want, or getting that really cool car that you can’t afford are all not good. Debt can grow really fast.

Tips to Saving Money

Most people, if not all, find uses for money in their everyday lives. Whether it be to buy lunch, clothes, or even services. But what most of us need is a way to conserve our money. Many people find themselves spending too much money, living paycheck by paycheck. Simply eating homemade food, not impulse buying, and not indulging in unnecessary luxuries are all ways to save money.

Eating homemade food can save money in a lot of ways. The most obvious one is where eating out costs a lot more than it does when you eat homemade food. When you eat out, you spend an average of 20$ for food and labor costs, compared to when you dine at home, you only spend around 4-9 dollars for a great meal. Another way eating homemade food saves money is where you don’t have to pay for medical bills. Now if you live in Canada, you get free medical bills, so you just don’t have to pay the fee of unhealthiness.

Impulse buying is a great way to waste money. When you impulsively buy something just because it looks good and it says that the price won’t ever go down that far again, you probably didn’t make a good deal. First of all, great prices almost always come back. And, you didn’t know the quality of the object you bought. Now I’m not saying that you always have to research whatever you want to buy, but just that it is a good idea.

Last of all, not indulging in unnecessary luxuries can be a great way to save money. Not going to the movie theater’s every other day, or not going to buy that toy you think would be great fun are all ways to save money. Now I am definitely not saying that you shouldn’t go to the movie theater once in a while, or not to indulge yourself in whatever you like to do, just that you should be careful to not go overboard with your unnecessary purchases.

In conclusion, having the skill to conserve the money that you get can be very helpful. Whether it be saving money on hospital bills, something you’d really like to get, or an extra cool looking car, small choices can go a long way to saving your money. But just remember, don’t be a miser!