You shouldn’t borrow to buy something that depreciates in value. Examples that can depreciate in value are cars, electronics, jewelry, and much more. A reason why buying these is not good is because it produces debt. And debt, when for something that depreciates, is very bad.
One reason you shouldn’t borrow to buy something that depreciates is that what you buy should return an investment to you. Like buying a share in a company, it should return the equivalent of the value you paid for it or more. You expect the company you invested in to generate money for you. The same is not expected of a luxury TV, or of a sports car that you don’t need. Therefore, I think that borrowing to buy something which depreciates in value is not a good idea.
Another reason why you shouldn’t specifically borrow to buy it is that debt produces interest. And if you have a lot of debt over a long period of time, it can cause you a lot of trouble. An example is when you buy an overly expensive car. You don’t have enough money to pay it back, but you leave it be. “It doesn’t matter”. But then, after a while, it is getting impossible to pay the debt off. You rush to sell the car, but you realize that the car is not worth half as much as before.
In conclusion, I think borrowing to buy a depreciating asset is a bad idea. Borrowing to buy that video game you want, or getting that really cool car that you can’t afford are all not good. Debt can grow really fast.
Most people, if not all, find uses for money in their everyday lives. Whether it be to buy lunch, clothes, or even services. But what most of us need is a way to conserve our money. Many people find themselves spending too much money, living paycheck by paycheck. Simply eating homemade food, not impulse buying, and not indulging in unnecessary luxuries are all ways to save money.
Eating homemade food can save money in a lot of ways. The most obvious one is where eating out costs a lot more than it does when you eat homemade food. When you eat out, you spend an average of 20$ for food and labor costs, compared to when you dine at home, you only spend around 4-9 dollars for a great meal. Another way eating homemade food saves money is where you don’t have to pay for medical bills. Now if you live in Canada, you get free medical bills, so you just don’t have to pay the fee of unhealthiness.
Impulse buying is a great way to waste money. When you impulsively buy something just because it looks good and it says that the price won’t ever go down that far again, you probably didn’t make a good deal. First of all, great prices almost always come back. And, you didn’t know the quality of the object you bought. Now I’m not saying that you always have to research whatever you want to buy, but just that it is a good idea.
Last of all, not indulging in unnecessary luxuries can be a great way to save money. Not going to the movie theater’s every other day, or not going to buy that toy you think would be great fun are all ways to save money. Now I am definitely not saying that you shouldn’t go to the movie theater once in a while, or not to indulge yourself in whatever you like to do, just that you should be careful to not go overboard with your unnecessary purchases.
In conclusion, having the skill to conserve the money that you get can be very helpful. Whether it be saving money on hospital bills, something you’d really like to get, or an extra cool looking car, small choices can go a long way to saving your money. But just remember, don’t be a miser!
In Kourdakov’s autobiography, he uses many contrasting examples to try to strengthen his Narrative. Doing this gets the reader to understand his life so much more, and makes the story much more memorable.
An example of this in his autobiography is when he went to a huge meeting, of which all the big communist figures got together. There they awarded the greatest youth lead communist, who happened to be Kourdakov. This turned his day into the proudest day of his life. Or so he thought. Comrade Orlov, a big figure had invited him to eat with the other “big guys”. The place was filled with delicacies that no one else ever saw, together with vodka flowing everywhere, more abundant than water in a fountain. He also saw many great leaders of communism, all drunk, some passed out, lying on the tables together with food. Others leaders were so drunk they started denouncing communism. Calling it the curse of the Soviet Union. This quickly became one of the worst days in his life. Throughout all his life, Communism was his one and only root, the thing he hung on to. Now, he realized the Communism was just a big joke. The people on the top of the ladder all didn’t even believe in it.
I think Kourdakov uses these examples because the reader gets to understand him much better through these contrasts. Comparing and contrasting is also a well-known method of teaching because it makes people understand things better. It is also true that when you compare and contrast it increases the level of comprehension in your reader. I myself find that when the author contrasts different things in the book it makes me remember the story. You can see how well he uses these contrasts, from his proudest day to the day that he lost his belief in Communism. These compare and contrast techniques are useful because of how striking they can be. It is also powerful because he describes every event in such detail, word by word. You just get the feeling that you actually got to experience it. Kourdakov loves to use these contrasting examples especially when it comes to important times.
In conclusion, I think that these contrasting moments really are very helpful in the story. They help strengthen his Narrative really well, and just make me understand his life much better.
Knowing that death is inevitable is good for you, just not everyone knows that. Jim Lehrer benefited from the knowledge, and you could too. Jim Lehrer had bad habits. He only ate junk food and loved to smoke. These bad habits lead to him having a heart attack, but thanks to his wife, he managed to survive. Now the heart attack wasn’t necessarily a bad thing because it lead to him having a much more productive lifestyle. Three of the things he improved on was that he stopped smoking, ate healthier, and also made lists of his goals.
First of all, he stopped smoking. Smoking has been proven over and over again that it is bad for you. It gives you lung cancer, is horrible for your teeth, and has many other consequences. Lehrer was so into smoking, that when he was being rushed to the hospital, he tried to smoke a cigarette, thinking, “If I’m going to die, I will die doing what I love.” After his close encounter with death, however, he realized how close we all are to death and had a much more serious view on life.
Then, he started eating healthier. Before, all he ate was junk food, nothing else. However, after the realization that death is a lot closer than you would think, he realized that having a bad diet could lead to death. He started to eat healthier, even though he hated fruits and veggies. This healthier diet stopped him from having yet another heart attack.
Lastly, he made a list of his goals and worked toward them. Making a list of your goals is very important because it gives you a meaning in life, and lets you be more productive in life. But even if you make a goal. and not work toward it, then your goal is useless. Goals are useless without action.
In conclusion, you have to watch yourself. One day you will realize that death is inevitable, that it is something everyone has to deal with. You have to start watching yourself early and be careful. Heart attacks can be prevented by making sure you don’t smoke, that you eat healthily and that you watch yourself. Lehrer benefited from this, for after he realized that death is real, he assumed a much more productive and healthy lifestyle.
I’ve been studying the book, “In His Steps” by Charles Sheldon for a couple weeks, and in it, Church members start asking themselves, “What would Jesus do in my situation?”
Posting essays on my own site will benefit me in the long run. It allows me to get better at writing, gives me experience with websites, and also can get me some recognition. The Ron Paul Curriculum assigns weekly essays, and after a couple years taking their lessons, I have posted over 200 essays on all my sites combined. Doing this will greatly improve my ability to write essays, which is very important. Both in university and in jobs, essays have to be written very often.